Cash & Financing Optimizer

Description

Optimize your funding before cash gets tight.

A cash forecast tells you when money gets tight.

The Cash & Financing Optimizer goes further. It tests your available financing options against your forecast, facility limits, rates, fees, repayment rules, and minimum cash requirement.

The result is a practical financing plan designed to maintain your cash buffer while minimizing financing cost.

What you receive

• Funding schedule – recommended draws and repayments by financing source
• Facility cost comparison – compare available funding based on rates, fees, limits, and timing
• Cash-floor check – confirm projected cash stays above your required minimum
• Financing cost analysis – see estimated interest and financing costs
• Scenario analysis – test up to 3 agreed scenarios
• Editable Excel model – update assumptions and rerun the optimization
• Up to 4 financing facilities
• 1 revision round

What we need from you

You should already have a usable cash forecast. If not, you can check out our Cash Flow forecast project. We can do it for monthly instead of weekly.

We will also need your existing financing information, including:

Credit limits, interest rates, fees, current balances, payment dates, draw and repayment rules, minimum cash requirement, and other relevant facility restrictions.

Excel, Google Sheets exports, PDFs, and lender schedules are all acceptable.

How it works

1. Purchase the project

Complete checkout for this project.

2. Send your inputs

After purchase, you will receive instructions for sending your cash forecast and financing terms.

3. We build and optimize the model

Your financing rules are mapped into the Excel model and tested against your cash forecast. This also includes a Word report and Slide deck.

4. Receive your financing plan

You receive the completed editable Excel model, recommended funding schedule, and key decision notes.

Project scope

This project includes one defined cash forecast, up to 4 financing facilities, up to 3 scenarios, a minimum cash requirement, draw and repayment optimization, estimated financing costs, an editable Excel model, and 1 revision round.

It does not include building your underlying cash forecast from scratch, bookkeeping or major data cleanup, lender sourcing, loan applications, lender negotiations, legal or tax advice, or guarantees of lender approval or financing availability.

If substantial additional work is required, it will be discussed and quoted separately before that additional work begins.

Turnaround

Typical delivery: 3 business days

Turnaround begins once all required inputs have been received and the financing terms are sufficiently complete to build the model.

After delivery

The Excel model is yours to use and update.

You can change forecast assumptions, rates, limits, or other modeled inputs and rerun Solver to refresh the financing plan.