Your finance department. For a fraction of the cost.

A full back-office finance team - bookkeeping, controller, and CFO advisory - delivered remotely under one flat monthly retainer. Replaces ~$265K of in-house hires.

SERVICES

LAUNCH KIT

$650/ one - time

  • 60-minute kickoff call 
  • Custom Chart of Accounts
  • Transaction Tracker
  • Monthly Financial Dashboard
  • 12-Month Starting Budget
  • Pricing Calculator
  • Cash Flow Forecast
  • Tutorial tab inside every file
  • 30-minute handoff call
  • 30 days  support after delivery 

STARTER

$600/month

What you get:

  • Daily bookkeeping
  • Monthly close
  • Financial statements
  • Basic KPIs
  • Email support
  • Year-end ready for your CPA

GROWTH

$1,750/month

Everything in Starter, plus:

  • Cash flow forecast
  • KPI dashboard
  • Strategic Monthly CFO call
  • AP/AR oversight
  • Unit economics review
  • Discord or WhatsApp access

SCALE

$3,500/month

Everything in Growth, plus:

  • Annual budget
  • Rolling 12-month forecast
  • Board-ready reporting
  • Fundraising support
  • Scenario modeling
  • Weekly check-ins
  • Priority response

What clients say

ABOUT


Hi, I’m Jonas, founder of Frac CFO.

With a Master’s degree in Quantitative Finance and certification as a Financial Modelling and Valuation Analyst, I’ve spent years working with small businesses, mid-market companies, and fast-growing, founder-led startups.

Across industries – from real estate, retail, e-commerce, services, and manufacturing – I’ve helped businesses:

  • take control of cash flow,
  • navigate funding and growth,
  • build reliable financial systems,
  • make better decisions with better numbers.
 

Here’s what I’ve noticed:

Owner-led businesses between the solo-bookkeeper stage and the full-team stage get underserved. Bookkeepers stop at raw numbers. Fractional CFOs work from messy data. Big outsourced firms assign juniors.

Frac CFO fills that gap. One senior operator. Bookkeeping, controller work, and CFO advisory bundled. Delivered remotely, clean every month.

35+ Industries

400+ Projects

MSc Quant Finance

FMVA®

Since 2019

FAQ

I already have a bookkeeper.
Great. Keep them if they’re doing the job. If you’re reading this, part of you suspects they’re not. Book a free discovery call, We’ll tell you honestly whether you need more, or whether you’re fine where you are.
 
Isn't this just what an accountant does?

No. An accountant files your taxes once a year. I run your finance department every month. Different job entirely. We coordinate with your accountant so they have clean books to work with.

Can't I just use QuickBooks and figure it out?

You can. Most owners do, for a while. Then they realize the time they’re spending on finance is worth more doing other things — and the decisions they’re making with incomplete numbers are costing them real money. That’s when they call me.

Why should I trust someone in Poland with my US business?

Remote work is normal now. My clients include real estate developers, e-commerce brands, and funded startups across North America, Europe, and Asia. Distance is a feature — you get senior-level work at below-market rates because my cost base is lower than a US firm’s.

What happens if I'm not happy?

30 days notice to cancel, anytime. No long-term lock-in. If the first month isn’t right, we figure out why or you leave. I’d rather have a happy client for 3 years than an unhappy one for 12 months.

How do I know you're actually senior-level?

Fair question. I’ve built investor-grade models for deals across real estate (Harbor Well at Hutchinson Island), PropTech (Lagom Development Series A), manufacturing, and agriculture. Examples available on the discovery call.

Let's figure out what you actually need.

Book a 30-minute discovery call. No pitch.
Just an honest conversationto figure out if FracCFO is your best next step, or if I should point you in another direction.

Book a call, or send a message. We'll reply within 24 hours.