Finance partner for
spreadsheet-based businesses.
Frac CFO offers Excel templates, one-time finance projects, and ongoing Finance support to help you make confident decisions and build a stronger, more profitable business.
Choose the way you want to work with Frac CFO
Flexible options for where you are and where you’re going.
Excel Templates
Professional, easy-to-use spreadsheet tools built for small businesses.
One-time Services
Expert help with a specific finance project—without committing to ongoing support.
CFO Services
Fractional CFO support for ongoing financial clarity, accountability, and stronger decisions.
One-time Projects
Get a specific finance project done. Without committing to ongoing CFO support.
Cash Flow
Understand and plan your cash position.
Forecasting
Build a clearer view of what’s ahead.
Profitability
Find and grow what’s most profitable.
Dashboards
Turn your numbers into clear visuals.
Financial Models
Custom models for better decisions.
Excel Automation
Save time with smarter spreadsheets.
13-Week Cash Flow Forecast
Get a rolling view of cash inflows, outflows, and runway.
Profitability Analysis
Understand which products, services, or customers drive the most profit.
KPI Dashboard Build
A custom dashboard to track the metrics that matter most to your business.
CFO Services
Ongoing financial partnership for businesses that need clarity, accountability, and better decisions.
Starter
Reliable financial reporting and a clearer monthly view.
- Monthly financial reporting
- KPI tracking and dashboards
- Budget support
- Variance analysis
Growth
More proactive planning and decision support as the business grows.
- Everything in Starter
- Rolling forecasts
- Profitability analysis
- Cash-flow planning
- Decision support
Scale
Fractional finance-team and strategic leadership support.
- Everything in Growth
- Strategic planning
- Management reporting
- Custom modeling
- Ongoing partnership
Excel Templates
Download spreadsheet tools built for real small-business finance work.
13-Week Cash Flow
Project and monitor your cash position week by week.
Budget Model
Build a flexible operating budget for your business.
KPI Dashboard
Monitor your key metrics in one clear view.
Forecast Model
Turn assumptions into a forward-looking financial view.
Break-Even Calculator
Understand your break-even point and scenario options.
Profitability Tracker
Track revenue, costs, and margin by product or service.
Resources & Insights
How to Build Your First Real Budget
A practical guide to building a business budget without a finance background.
Read More →
Start with the path that fits your business.
Whether you need a one-time project, ongoing CFO support, or a clearer view of your financial health, choose the path that fits.
What clients say
ABOUT
Hi, I’m Jonas, founder of Frac CFO.
With a Master’s degree in Quantitative Finance and certification as a Financial Modelling and Valuation Analyst, I’ve spent years helping businesses turn spreadsheets into reliable financial systems for planning, reporting, cash flow, and better decisions.
Across industries – from real estate, retail, e-commerce, services, and manufacturing – I’ve helped businesses:
- take control of cash flow,
- navigate funding and growth,
- build reliable financial systems,
- make better decisions with better numbers.
35+ Industries
400+ Projects
MSc Quant Finance
FMVA®
Since 2019
FAQ
No. Frac CFO is built for businesses that still use spreadsheets.
We can improve what you already have, build better Excel or Google Sheets systems, and help you get more value from them before you ever need more complex software.
Yes.
We build financial models, dashboards, forecasts, trackers, and reporting systems in both Excel and Google Sheets.
Yes.
You do not need to start from scratch. We can review your existing files, fix broken logic, clean up the structure, add missing analysis, or rebuild them when that makes more sense.
Yes.
That is exactly what our One-time Projects are for.
Choose the finance problem you want solved, agree on the scope and deliverables, and hire us for that project without committing to ongoing CFO partnership.
First, you tell us what you need and share the relevant files.
We review the scope, confirm the deliverables, timeline, and price, then start the build.
You receive the completed files along with the context you need to use them confidently.
Yes.
If you need continued reporting, forecasting, financial analysis, and decision support, you can move into one of our CFO Services.
A one-time project can stay one-time. No forced subscription.
Yes.
The Excel or Google Sheets files we build for you are yours to keep and use.
No proprietary dashboard held hostage in some mysterious portal. Your numbers. Your files.
We can usually work with imperfect spreadsheets, inconsistent formats, and incomplete historical data.
If something important is missing, we will tell you what we need before building around bad assumptions.