Your finance department. For a fraction of the cost.
A full back-office finance team - bookkeeping, controller, and CFO advisory - delivered remotely under one flat monthly retainer. Replaces ~$265K of in-house hires.
SERVICES
LAUNCH KIT
$650/ one - time
- 60-minute kickoff call
- Custom Chart of Accounts
- Transaction Tracker
- Monthly Financial Dashboard
- 12-Month Starting Budget
- Pricing Calculator
- Cash Flow Forecast
- Tutorial tab inside every file
- 30-minute handoff call
- 30 days support after delivery
STARTER
$600/month
What you get:
- Daily bookkeeping
- Monthly close
- Financial statements
- Basic KPIs
- Email support
- Year-end ready for your CPA
GROWTH
$1,750/month
Everything in Starter, plus:
- Cash flow forecast
- KPI dashboard
- Strategic Monthly CFO call
- AP/AR oversight
- Unit economics review
- Discord or WhatsApp access
SCALE
$3,500/month
Everything in Growth, plus:
- Annual budget
- Rolling 12-month forecast
- Board-ready reporting
- Fundraising support
- Scenario modeling
- Weekly check-ins
- Priority response
What clients say
george_taylor67
I really enjoyed working with Jonas! I had a problematic (to me) issue trying to fix a faulty spreadsheet. Jonas explained that he could fix the problem but the fix would be a patch likely to repeat. Jonas gave me the option of creating a new spreadsheet, using the old one as a guide, which I accepted. Jonas delivered quicker than the deadline. After discovering errors, we worked together until I was satisified with the final results. I would definitely recommend Jonas and I would use him again in the future!
fionahsu336
Jonas did an exceptional job helping me build a very complex construction financial system in Google Sheets. This was not a simple spreadsheet — it involved multiple interconnected tabs, cost tracking logic, and construction-specific financial workflows. Jones approached the entire project with professionalism, patience, and strong technical skills. Throughout the process, I requested many revisions as we refined the system to match real construction operations. Jones carefully addressed every single change, one by one, without ever showing frustration. Even when the project required multiple rounds of adjustments, he remained responsive, thoughtful, and solution-oriented. What impressed me the most was his commitment to doing the job correctly. Even during periods when he had other pressures and work commitments, he still took the time to review the details and help improve the system. He never rushed me to approve the project and made sure everything was functioning properly before closing it. The final result is a sophisticated construction financial model that will significantly improve how we track project costs and financial performance. Jones is highly capable with advanced spreadsheets and understands how to translate complex operational needs into a working system. If you need someone who is technically strong, patient with revisions, and genuinely committed to delivering a high-quality result, I strongly recommend Jones. I would absolutely work with him again.
rr2525
I have worked with Jonas several times over the past 4 months. In each encounter, Jonas has proven to be very responsive to my requirements, with a deep understanding of what the problem is and the possible solutions. Again, I highly recommend Jonas and will continue to ask for his help.
tailoredto2020
Jonas was very patient as we worked through my project needs! He definitely went the extra mile to make sure everything was what I requested. Thank you, Jonas!
Richard C.
Working with Jonas has been a fantastic experience. He is excellent and appreciates that not all business owners are skilled in the art of producing detailed excel P&L and CFF decks. Jonas is a wizard with Excel and i will be working with him again. Highly recommend.
Skip H.
Dude's a modeling ninja. Can't wait to ride with this guy as we scale our company
Marcus Z.
Absolutely excellent. He solved my issue very quickly. Very polite, helpful and knowledgable!
ABOUT
Hi, I’m Jonas, founder of Frac CFO.
With a Master’s degree in Quantitative Finance and certification as a Financial Modelling and Valuation Analyst, I’ve spent years working with small businesses, mid-market companies, and fast-growing, founder-led startups.
Across industries – from real estate, retail, e-commerce, services, and manufacturing – I’ve helped businesses:
- take control of cash flow,
- navigate funding and growth,
- build reliable financial systems,
- make better decisions with better numbers.
Here’s what I’ve noticed:
Owner-led businesses between the solo-bookkeeper stage and the full-team stage get underserved. Bookkeepers stop at raw numbers. Fractional CFOs work from messy data. Big outsourced firms assign juniors.
Frac CFO fills that gap. One senior operator. Bookkeeping, controller work, and CFO advisory bundled. Delivered remotely, clean every month.
35+ Industries
400+ Projects
MSc Quant Finance
FMVA®
Since 2019
FAQ
No. An accountant files your taxes once a year. I run your finance department every month. Different job entirely. We coordinate with your accountant so they have clean books to work with.
You can. Most owners do, for a while. Then they realize the time they’re spending on finance is worth more doing other things — and the decisions they’re making with incomplete numbers are costing them real money. That’s when they call me.
Remote work is normal now. My clients include real estate developers, e-commerce brands, and funded startups across North America, Europe, and Asia. Distance is a feature — you get senior-level work at below-market rates because my cost base is lower than a US firm’s.
30 days notice to cancel, anytime. No long-term lock-in. If the first month isn’t right, we figure out why or you leave. I’d rather have a happy client for 3 years than an unhappy one for 12 months.
Fair question. I’ve built investor-grade models for deals across real estate (Harbor Well at Hutchinson Island), PropTech (Lagom Development Series A), manufacturing, and agriculture. Examples available on the discovery call.
Let's figure out what you actually need.
Book a 30-minute discovery call. No pitch.
Just an honest conversationto figure out if FracCFO is your best next step, or if I should point you in another direction.