Free cash from working capital, without breaking the operating plan.
Test supplier payment timing, inventory levels and customer collection choices against a minimum-cash constraint.
See which operating choices improve cash, what they cost, and where the limits are before you change policy. Built for spreadsheet-based businesses. You receive an editable Excel decision model built around your real supplier terms, margins, demand and operating limits.
- How much cash each working-capital lever can release
- Which payment, inventory or collection change creates the best trade-off
- Whether the plan stays above your minimum cash level
- What operational constraint becomes binding first
Goal: improve cash conversion while protecting margin, demand and operating feasibility.
Working capital is cash hiding inside operating decisions.
Pay suppliers too early and cash leaves before it has to. Carry too much inventory and cash sits on shelves. Collect too slowly and sales become financing for customers. But pushing any lever too hard can damage supplier relationships, service levels, demand, or margin.
Payment timing
Test early payment, standard terms, extensions and payment scheduling. Quantify cash impact and any discount or cost trade-off.
Inventory
Test reorder levels, safety stock, purchasing cadence and inventory reductions against demand and operating limits.
Collections
Test collection timing, customer terms and realistic DSO improvements while preserving commercial assumptions you define.
Your real operating constraints go into the model.
No generic benchmark pretending to know your business. The model starts from the terms and limits you actually operate under.
Supplier terms
Payment dates, early-payment discounts, standard terms, minimum order rules and any supplier-specific constraints.
Margins & demand
Gross margins, expected unit or revenue demand, seasonality and any assumptions needed to protect commercial economics.
Inventory rules
Lead times, reorder points, safety stock, minimum purchase quantities, storage or capacity constraints.
Cash & operating limits
Minimum cash balance, service-level requirements, collection limits, payment restrictions and other non-negotiables.
A decision model, not another spreadsheet graveyard.
Base-case working capital map
Current payment, inventory and collection assumptions translated into cash timing and working-capital requirements.
Scenario engine
Change terms, inventory assumptions, demand and collection timing to see the cash and operating effect immediately.
Constraint-aware optimizer
Identify combinations that improve cash while respecting the minimum cash floor and operating constraints you approve.
Action summary
A concise view of the selected payment, inventory and collection moves, expected cash release, trade-offs and binding limits.
The model searches for better cash choices inside your rules.
Define the base case
Load supplier terms, margins, demand, current inventory logic, collection timing and cash requirements.
Define what can move
Agree which payment dates, inventory levels and collection assumptions are decision variables, and their allowed ranges.
Test constraints
Apply minimum cash, demand, margin, service, lead-time, supplier and other operating constraints.
Select the plan
Compare feasible scenarios and select the working-capital plan that best fits the decision objective.
See the cash benefit and the trade-off side by side.
Decision levers
- Supplier payment schedule
- Purchase timing and inventory target
- Collection assumptions
- Demand and margin assumptions
Constraints
- Minimum cash balance
- Supplier and purchasing rules
- Lead-time / service requirements
- Operating and commercial limits
Decision outputs
- Cash released or absorbed
- Working-capital balance
- Margin / discount trade-offs
- Feasibility and binding constraints
Clear boundaries. No mystery consulting blob.
Included
- One defined working-capital decision problem
- Supplier-term logic
- Margin and demand assumptions
- Inventory and collection decision variables
- Agreed operating and cash constraints
- Scenario / optimization model in Excel
- Decision summary and editable deliverable
Not included
- Supplier or customer negotiations
- Procurement execution or inventory operations
- Debt financing or lender sourcing
- Legal, tax or credit advice
- Changes to commercial terms not provided or approved by you
- Guarantee of a specific cash outcome when actual demand or collections differ from assumptions
Questions before you send the numbers
No. We can work from the best available operating data, but the model will make assumptions visible so you can see where uncertainty matters.
Yes, if the scope and data support it. Payment timing, inventory and collections can be tested together because the cash constraint links them.
No. A pure minimum-working-capital answer can be operationally stupid. The model respects the margin, demand, supplier, service and operating constraints defined for the project.
Yes. The Excel deliverable is editable so you can update assumptions and rerun scenarios as conditions change.
Price depends on the number of decision variables, entities, products or supplier groups, the quality of the source data and the complexity of the constraints. Scope, price and timeline are confirmed in writing before work begins.
Make working capital a decision system, not a monthly surprise.
Send your supplier terms, margins, demand assumptions and operating limits. We will confirm the scope before any work begins.
No payment to submit the request. Scope, price and timeline are confirmed in writing first.